7 tips on how to save on New Year's gifts

New Year is coming soon, which means it's time for more expenses. You'll have to spend money on a Christmas tree and New Year's decorations, a festive table, outfits and gifts for family and friends. But there are ways to please relatives and friends on the holiday and not end up broke.

Make a list in advance

In order not to run around the shops and buy everything that seems interesting, it's better to make a list in advance. You need to write down the people you plan to congratulate and gift options for each of them. When the list is ready, you can calculate how much it will all cost and, if necessary, make changes. Perhaps you will have to cross someone out, and find an alternative to an expensive gift for someone else. In any case, having a list will help you more clearly determine what you need to buy and how much you will have to spend. It is better to add 10-15% to the resulting amount in advance for unforeseen expenses, gift wrapping.

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